This section of the Web site provides information on various aspects of financial literacy. We are covering these topics for all students and offering you the tools to become financially responsible. By reading these materials, you will be able to make good choices at the same time that you are developing strong financial-management habits — and paying for your legal education.

"Empowering students to create financial responsibility and freedom in their lives." — Dr. Angela M. Joseph, Director of Financial Aid

| Credit and Debt Management Websites |
| Financial Aid Favorite Websites |
| Financial Literacy Library |

Credit and Debt Management Websites

General credit information Check your credit Credit watch - identity protection.

Ordering a credit report Restoring credit Credit card fraud - protection tips.

General credit information Credit repair Credit refusal.

Federal Trade Commission
Consumer education on credit reporting, repairs and debt relief.

Sponsored by CNBC to provide credit card, investing, tax-money management tools and on-line calculators.

Advice on debt management, consumer credit and more.

Credit scoring, ways to improve your FICO score and information about identity theft prevention.

Financial Aid Favorite Websites


Choose To Save
This is the best online calculator for figuring out how much you'll need in retirement, and how much you should be saving now.

Health Grades
Now you can compare costs of procedures at hospitals in your area. As an informed consumer, if you're spending your own money on co-payments or coinsurance, you will want to know what hospitals and physicians charge for common procedures ranging from the heart surgeries to childbirth.


Saving For College
Every state has one or more "529" College Savings plans - either pre-paid tuition plans or investment plans that allow you to withdraw all gains tax-free if used for college expenses. Learn about them at this website, and also use their "search and compare" feature to see your state plan's performance and features- since you do not have to use your own state's plan.

Lets you start investing with only a few dollars, and has special information packages for children to teach them about the stock market.


The Association of Certified Financial Planners
The Association of Certified Financial Planners. You can search for a planner by zipcode, or learn more about becoming a CFP.

Mint is a modern, powerful, easy and secure Web–based solution for on-line financial management. And it's free. Mint automatically categorizes all your purchases, showing you how much you spend on gas, groceries, parking, rent, restaurants, DVD rentals and more, with amazing precision. An advanced alerting system highlights any unusual activity, low balances, unwanted fees and charges, and upcoming bills so you're in constant contact with your money—effortlessly.

It's worth changing over to Quicken 2007, because the new program is greatly simplified, and the new home page lets you view your finances in a "what's coming in/what's going out" format that's truly useful. While you're there, click on the new Quicken Home Inventory manager -- something you'd be glad you had used in case of a fire, flood, or other disaster.


Annual Credit Report
This is the website to get your free annual credit report from each of the three major bureaus. Just click on the links to the bureaus, and space your reports throughout the year.


Treasury Direct
Everything you need to know about Treasury bills, notes and bonds - including how to open an account and buy them online. Also, everything you need to know about U.S. Savings Bonds - including how to value your old bonds.


Compare term life insurance prices, and save money! A toll-free number puts you in touch with individual assistance in choosing the best policy.

The place to search for health insurance coverage, whether long or short term, Health Savings Accounts, student policies, etc. You can compare online, and their toll-free number connects you to individual advice.

* Disclaimer: CUNY School of Law is not responsible for the content on the Web sites maintained by third parties nor do the links to these third-party Web sites imply or constitute an endorsement of the information contained therein. CUNY School of Law is not responsible for reviewing the information contained in these Web sites and can not ensure the accuracy of their content.